Greta Gonzales serves as VP & Chief Risk Officer of Texas Mutual Insurance Company. She leads the company's Enterprise Risk Management Program. She leads the companys operational risk assessment efforts, risk reporting, financial modeling and the companys analysis of financial consequences of strategic risks. She also prepares the companys ORSA report. Ms. Gonzales has been with the company 24 years and has held several financial positions at Texas Mutual in Budget and Financial Reporting before her most recent position. She is a Certified Public Accountant and a member of the Texas Society of CPAs as well as The Risk Management Society. She received a bachelors degree in finance from the University of Texas, Austin.